Retirement planning is not an easy task. The two biggest assumptions you’re forced to make are projecting how long you’ll live, and determining how much you will need annually to support your lifestyle. The problem with the first assumption is that no one...

When I was 20 years old I couldn’t fathom what 45 would look like. It was so far off. Would I even live that long? But it came much quicker than I could have imagined. I call this the ‘future-self blind spot’. We all will grow older if we’re fortunate, but we have a...